In the article below, we explore key information that you need as a Harbor Freight credit card holder to access your account, make payments, and reach out to customer service for assistance.
Harbor Freight credit card is issued by Synchrony Bank, and Synchrony provides all of the above services on behalf of Harbor Freight.
About Harbor Freight Tools
For more than 43 years, Harbor Freight Tools has been America’s go-to source for quality tools at the lowest prices.
The family-owned company started in Southern California in 1977 and opened its first store in 1980.
Today, Harbor Freight Tools is one of the nation’s fastest-growing retailers with over [1,085] stores nationwide, over 20,000 employees, and more than 40 million customers, who depend on the quality and value Harbor Freight delivers.

In July 2020 Harbor Freight in partnership with Synchrony launched their Harbor Freight Credit Card, offering Unique Discounts, Rewards, and a No Interest Option on Monthly Payments for a Purchase Amount of $299 or more.
How to apply?
Customers can apply for the card at any Harbor Freight store. With credit decisions in minutes, customers can use their discount immediately, if approved.
Once customers complete the harbor freight credit card application process, if approved, they immediately earn 10% off their first purchase, and 5% cashback on their future purchases in Harbor Freight Money to spend on anything in the store.
Or, they can choose 0% interest with equal monthly payments on purchases of $299 or more, which means no interest ever on their promotional purchase amount.
Online Access (Harbor Freight Credit Card Login)
Use the link below to log in to your account and manage your account and make payments.
Customer Service – Help & Pay By Phone
Discover the Harbor Freight credit card customer service contact details for payments and other assistance below.
Phone Number: 855-341-3108 || Website
Credit Card Payment Address
Harbor Freight Credit Card
P.O. Box 960012
Orlando, FL 32896-0012